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View Full Version : Is there a proper way of writing .00 on a check?


Batsinma Belfry
04-27-2003, 03:52 PM
For example, I just wrote a check for "Thirty-five and 00/100______(Dollars). I've been told this is wrong. I've also seen xx/100 and no/100 with lines through the zeros.

Does it really matter?

Ringo
04-27-2003, 03:53 PM
No. If the bank honors the check, it was written well enough.

Davebear
04-27-2003, 04:11 PM
I agree. If it's honored, it's fine. Personally, I just write the dollar amount and draw a line through the excess space, when there are no cents, involved. Like this; "Thirty-five ---------- Dollars".
I've been told it's bad to leave the area between the last dollar word and the pre-printed word Dollars blank. I guess the idea is that someone could fill in the word "thousand", and then cash it. The line prevents this.

Davebear
04-27-2003, 04:20 PM
I agree. If it's honored, it's fine. Personally, I just write the dollar amount and draw a line through the excess space, when there are no cents, involved. Like this; "Thirty-five ---------- Dollars".
I've been told it's bad to leave the area between the last dollar word and the pre-printed word Dollars blank. I guess the idea is that someone could fill in the word "thousand", and then cash it. The line prevents this.

Davebear
04-27-2003, 04:28 PM
I agree. If it's honored, it's fine. Personally, I just write the dollar amount and draw a line through the excess space, when there are no cents, involved. Like this; "Thirty-five ---------- Dollars".
I've been told it's bad to leave the area between the last dollar word and the pre-printed word Dollars blank. I guess the idea is that someone could fill in the word "thousand", and then cash it. The line prevents this.

brianmelendez
04-27-2003, 05:07 PM
I just write "Thirty-Five Dollars Exactly." No need for a line.

twickster
04-27-2003, 06:58 PM
I write "Thirty-five dollars only," with the line.

Mr. Hand
04-27-2003, 07:48 PM
Anybody ever play the game Sniglets (sort of like Balderdash, but with made up words)? You play the game by inventing a word for a given definition; you got points if other players voted for your word, or if you vote for the "correct" word (i.e., the one supplied by the gaming company). About the only word I remember from this game was the line that people draw on the "amount" line of checks to prevent someone from adding "and a million dollars": the meganegabar.


hillbilly queen, I write "xx/100"; no check has not been honored.

Dr. Lao
04-27-2003, 08:01 PM
Originally posted by hillbilly queen
For example, I just wrote a check for "Thirty-five and 00/100______(Dollars). I've been told this is wrong. I don't think it matters, as long as it is unambiguous. But on what basis did they say it was wrong?

dbygawdcapn
04-27-2003, 08:39 PM
I write Thirty-five dollars and no sense, and have rarely been disagreed with.

Melandry
04-27-2003, 09:13 PM
One remotely possible problem with hillbilly queen's method would be that thirty five and 00/100's is fairly easily turned into thirty five and 100/100's, which gets the alterer a whole extra dollar, whoohoo! So obviously not a big deal, and I have a hard time imagining that a bank wouldn't find that (and 100/100's) a bit suspicious, in any case. But that might be what someone thought was "wrong" with it.

Geobabe
04-27-2003, 09:26 PM
I've always written 00/100 and have never had a problem.

Banger
04-27-2003, 09:44 PM
Originally posted by dbygawdcapn
I write Thirty-five dollars and no sense, and have rarely been disagreed with.

A dollar amount plus a personal commentary: Great Idea!!! :D

cleops
04-27-2003, 10:04 PM
Well, Davebear, I'm sure it's happened before, but that is the first time I have seen a hat trick. Congrats.
Oh, I just write the number. Hasn't bit me yet. Yet.

GusNSpot
04-27-2003, 10:25 PM
Having flown checks at night from bank to bank to Federal reserve and having hung around them guys, what adds and subtracts them by the thousands a night in a panicked frenzy...(( You really, really don't want to know how and who does what with your checks, trust me on this.))
As long at the numerical part is relatively clear, they don't look at the written part nor the signature until something bounces. If the payee is anywhere close to who is trying to get the money, American Express, AMEX, A XPS, X press, AMX ad infinitum for example, and the dollar is clear and there is a squiggle in the signature line, the check flies..... Odd ball stuff, temporary checks and um-imprinted checks get a better look see.
(( Crazy guys in little airplanes rushing through the night ignoring weather, in over loaded and under powered airplanes staying awake on coffee and cigarettes are hauling the checks hither and yon.))

Bawahahahaha

CASH my friend, Cash............. Only way to fly.................

Casey1505
04-27-2003, 11:06 PM
In the interest of science, I invite all interested patries to make out $35 checks (pay to the order of Paul Casey) in each of the formats mentioned (thirty five--------------dollars, thirty five and 00/100, thirty five and xx/100, and thirty five and no/100), and mail them to me. You can e-mail me for my mailing address. I will take them to my local branch, attempt to cash each of them, and report back to this thread when I come back from vacation....:D

Early Out
04-27-2003, 11:16 PM
The reason that people tell you not to write 00/100 is not that it could be turned into 100/100, which would be a dead give-away, but that it could easily be turned into 99/100. On the other hand, it'd be pretty tough to turn xx/100 into anything else.

These days, of course, 99 cents isn't much to get excited about, and it's hard to imagine anyone risking being arrested for raising a check, just to cheat you out of 99 cents.

mouthbreather
04-28-2003, 12:13 AM
"Thirty Five Dollars Even".

Although, since I online banking 3+ years ago, I couldn't tell you the last time I hand wrote a check.

Gunslinger
04-28-2003, 01:07 AM
Originally posted by cleops
Well, Davebear, I'm sure it's happened before, but that is the first time I have seen a hat trick. Congrats.


I had seven of the same post once, in various stages of completeness; I have no idea how I managed to do it.


And to answer the question, I write "00/100" or "no/100".

Erika
04-28-2003, 01:19 AM
I generally just draw the line through [as Davebear demonstrated]. The only ones that "bother" me [in the loosest measing of the word, I know this is silly stuff] are the ones where people write in "dollars." It's printed at the end of the line, so now your check reads "Thirty-five dollars XX/100 ----- Dollars" ... and I think it looks silly.

DesertDog
04-28-2003, 01:43 AM
Originally posted by Davebear
I agree. If it's honored, it's fine. Personally, I just write the dollar amount and draw a line through the excess space, when there are no cents, involved. Like this; "Thirty-five ---------- Dollars".
I've been told it's bad to leave the area between the last dollar word and the pre-printed word Dollars blank. I guess the idea is that someone could fill in the word "thousand", and then cash it. The line prevents this. Not with my account. Even if the written part was 'One' it'd still bounce with a bogus 'Thousand' tacked onto it. Hell, even a bogus 'Hundred' wouldn't fly some of the time.

I put the squiggly line anyway, though.

DD

mhendo
04-28-2003, 02:00 AM
I just wrote a (thankfully small) check to the IRS, and while they say nothing about how the amount should be written out in words, they are very particular as to how the amount should be written in numerals:To help us process your payment, enter the amount on the right side of the check like this: $XXX.XX. Do not use dashes or lines (for example, do not enter "$XXX--" or "$XXX XX/100"I'm not why i would want to help them process my payment, but i followed their instructions anyway. :)

Smeghead
04-28-2003, 02:44 AM
I knew a guy once who would write "...and not a penny more!"

I admired that.

twickster
04-28-2003, 10:05 AM
"...and not a penny more!"

I like that. I may switch.

RickJay
04-28-2003, 10:49 AM
I use xx/100. Mrs. RickJay writes "Thirty-Five Dollars Even." Both seem to go through every time. It's funny you asked this, though, because just a few weeks ago I was looking at a cheque Mrs. RickJay wrote and wondering if I'd been doing it wrong all this time.

Sapphire Wolf
04-28-2003, 07:22 PM
I write it with 00/100, but since I put slashes through my zeroes (to indicate zeroes rather than o's), I generally don't worry.

cleops
04-28-2003, 09:24 PM
Originally posted by Gunslinger
I had seven of the same post once, in various stages of completeness; I have no idea how I managed to do it.


And to answer the question, I write "00/100" or "no/100".

Sorry about the hijack, folks, but I should, to be polite, respond to Gunslinger, and say, '" Wow!" Funny thing, as soon as I left this forum and surfed (is that word still in style?) over to another, I encountered a quintuple post. Go figure.

I still just write the nymber of dollars only. No problems.

hermann
04-28-2003, 09:58 PM
I think that I need to change my ways. I would write out "Three hundred-seventy dollars and eighty nine cents". Now, my handwriting is small, but sometimes still not small enough.

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